Welcome to Our Blog!
Agent Spotlight: Shashi Penn
There really is something special about a community filled with members that step up and out to help those around...
Parking Lot Safety: Ensuring Security and Peace of Mind
Parking lots are an integral part of our daily lives, serving as temporary homes for our vehicles while we go...
Deer vs. Car: 8 Tips to Safely Avoid an Animal Vehicle Collision
Avoiding an animal vehicle collision is as important as the drive itself. So, picture this: You’re cruising down a scenic...
Halloween Safety: Tricks to Keep the Treats Safe
The spooky season is upon us! This is the season that brings out the joy of playing dress up at...
Independent Insurance Agent vs Direct Writer: What’s the Difference?
If you’ve been to our blog before, you probably understand how confusing finding the perfect insurance policy can feel. In...
Refer a Friend & Win!
With every call that comes in, one of the simple questions asked is, “How did you hear about us?” Which...
Caring for Your Health: A 10-Step Guide for Baby Boomers Preparing for Medicare
Congratulations! You’ve reached an exciting milestone in your life as a Baby Boomer preparing for Medicare – you are now...
Rogue Food Unites: The Multifaceted Benefits in Feeding the Rogue Valley
The Rogue Valley, located in Southern Oregon, is renowned for its natural beauty, diverse landscapes, and agricultural abundance. In recent...
Climate Change Impact on Insurance Premiums in Oregon: A Looming Financial Storm
Climate change has become an undeniable force shaping our world, and its effects are increasingly evident across various regions. To...
Prepping for Wildfires at Home and Business in Oregon: a Comprehensive Guide on What to Do
When picturing Oregon, the images of a rainy Portland, and all the stories you hear of it, are probably popping...
Lock it Up: Essential Steps to Prevent Vehicle Theft
With the month of July already behind us, it’s hard to not become overwhelmed seeing the year seemingly zoom right...
Finding Affordable Rural Property Home Insurance: 9 Things to Consider
The Oregon Health & Science University, or OHSU, defines rural as “any geographic areas in Oregon ten or more miles...
Understanding Medicare Insurance in Oregon: Medicare Supplement Insurance and Medicare Advantage Insurance
As individuals approach the age of 65, they become eligible for Medicare, a federal health insurance program that provides coverage...
Protect Your Investment: the Importance of Apartment Building Owner Insurance
What can Apartment Building Owner Insurance do for you? With over 20 million rental properties across the U.S. containing the...
Commercial Truck Insurance: What is it? Where do I get the right coverage?
It’s hard to find an industry that isn’t supported by a goods carrier or transportation service. It is these service...
Don’t Get Soaked: The Benefits of Flood Insurance Policy Coverage
The Impact of Flooding and Flood Insurance Policy Coverage In Ashland, the dawn of the 1997 new year came with...
Understanding the Importance of Farm and Ranch Insurance: Protecting Your Farm and Livelihood
Looking down at your plate, colorful with bright veggies and rich with quality meats, does the question ever cross your...
Special Event Insurance: What Does it Cover & When Do I Need It?
There is something unique and powerful held in the experience we have when we attend an event– the large, public...
The Safeco Centennial: Celebrating the 100 Year Story
Here at Ashland Insurance, we partner and work alongside more than 200 of the nation’s top insurance carriers. Each one has...
The Cost of Living in Oregon and How Life Insurance Can Help Protect Your Family’s Future
You’re not alone if you cringe every time you open up your bills and see the totals staring back at...
How Does Workers Compensation Work? Answers to 5 Frequently Asked Questions
Not all jobs in this working landscape are completed at a desk. Not all jobs are fulfilled customer-facing, nor do...
Homeowner’s Insurance: the Impact of Frequent, Small Claims
Homeowners insurance is designed to provide protection and financial support when a catastrophic event occurs in your home. Most insurance...
Water Seepage or Leakage Coverage: When Added Protection Matters
You probably didn’t think you’d be grabbing for the phone so quickly just to call your insurance agent, asking how...
Boat and Watercraft Insurance Guide: the Reasons to Have the Right Policy
Summer is coming. Feeling the sun on your face, and on your shoulders more and more each day is a...
Motorcycle Insurance Policy for Riders on the Road: the Who, What, When, Where, Why & How?
A lot pops up in preparation for the spring months and the continuation of the year- Taxes, the first flowers...
Is Long Term Care Insurance Worth It?
Is long term care insurance really worth the investment? The short answer? Yes, of course long term care insurance is...
What is Private Disability Insurance? The Basics + 5 Common Questions
Accidents happen and illnesses happen. Sometimes, it comes from ourselves, and other times, it’s an auxiliary instance of suffering injury...
Tree Fall Damage: Who is Responsible? 5 Warnings Signs to Watch Out for
________________________________________________________________________________________________ Quick Facts on Tree Fall Damage: Causes, Responsibility, and What to Watch Out for –Dead or dying trees fall...
Giving the Gift of Pet Insurance: 1 Last Minute Gift Idea that Takes the Stress Away
Pets as gifts– we’ve all seen the timeless image of a little furry friend, all wrapped up with a bright...
Holiday Cheer & Seasonal Risks: the Help of Homeowner’s Insurance for Burglaries (pt.3)
The mail-by date to get all those gifts and goodies to the right recipients on time is this weekend: Dec.17th ...
Holiday Cheer & Seasonal Risks: the Fun at Home (pt.2)
You’re in the home stretch of enjoying the holiday season- and we mean, home stretch. You’re home from running the...
Holiday Cheer & Seasonal Risks: the Fun Out & About (pt.1)
‘Tis the holiday season! Which means, ’tis the season for getting together to celebrate out & about and at home!...
Pathway Enterprises, Inc: Beyond the Basics
Looking out over the landscape of organizations that not only see and meet the needs of our local communities, but...
Business Succession Planning Checklist: The 4 Basics You Should Know
Your business is important to you. It is your story- your legacy- the living creation you built with your time,...
Experience Based Learning through Play & Serving the Community: a Look at the Oregon Center for Creative Learning
The Oregon Center for Creative Learning is a nonprofit invigorating the joy in stimulating evolution in education with experience based...
Agent Spotlight: Linda Lingren
Get to Know Your Local Agent: Linda Lingren Linda Lingren facilitates the direct, community-focused care you can only really receive...
Car Rental Insurance: Do I Need It?
In 2019 alone, there were 44.5 million cars rented in the U.S., but how many were purchased with car rental...
The Almeda Fire: Rebuilding from the Ground Up
Two years later, we revisit a look into the Almeda Fire . Credit and thanks to Harry & David How...
Health Insurance & Open Enrollment: What to Know So You’re not Another Statistic
**************************************************** Open Enrollment was established to give you the specific times to acquire the proper healthcare coverage that you need. ...
Teen Driving: What to Know, What to Watch Out for, and What Resources to Have
As a teen driving, learning to drive and taking on the added responsibility of a vehicle can be quite the...
FireWise USA: What to Know from Oregon’s Leading FireWise Community
In a region that has experienced its fair share of wildfires, the truth has set in rather clearly: Fire knows...
How To Choose the Right Business Insurance for Your Business
There’s a lot in our lives that we love so much so, we feel the need to protect. But how...
Community Health and Wellness: Innovative & Equitable Approaches
How is my community doing? Its thought that crosses our minds- and just like thinking of the well-being of our...
Does My Home Insurance Cover My Sports Memorabilia Collection?
Sports fans love collectibles. They spend a lot of time and money collecting sports memorabilia of their favorite sports teams...
Wildfire Risk: Awareness and Resources
Knowing the wildfire risk of your home, business, property or even just the community around you is invaluable. This knowledge...
Am I Saving for My Retirement the Right Way?
Serious about your financial future and the comfort of your retirement? In knowing the answers to these 4 questions, you...
Insurance Inflation Protection
Insurance inflation protection is not an insurance policy or coverage you can obtain but a policy feature. Better defined, it...
Why Should I Get Recreational Vehicle Insurance?
Insuring Your Recreation Vehicle is Important! By the end of 2021, 11% of American households reported owning Recreational Vehicles (RVs)....
Fire Contractors Insurance Q&A
Fire season is a time of year that is reaching further and wider. To manage our forests’ protection in the...
What is “key man” insurance and why does it keep coming up?
“Key man” otherwise known as key person or main person coverage is life and disability insurance that a business owns...
Driver monitoring: Helpful to manage risk or simply spying? Behaviors matter!
As retail insurance agents and risk managers, we experience the full gambit of public opinion regarding the public’s perception of...
Understanding Gap insurance in car insurance in Oregon. But do I really need it?
Gap auto insurance, also known as Guaranteed Asset Protection insurance, is a type of coverage that can be beneficial for...
Classic car insurance coverage
One of the most important questions that comes to mind hen we talk about classic vehicles whether we are discussing...
How Inflation and supply chain issues are impacting auto insurance rates
Like many things right now, the cost of auto insurance is rising. For 2022, the average national cost to insure...
Insurance coverage for your home based business
As most new businesses are home based and most businesses are moving towards in home offices whether full or part...
Why you need an independent insurance agent
As most of us are inundated with so many insurance ads these especially from direct sellers like GEICO, Progressive, and...
Tips to lower your homeowner’s insurance rates
Homeowner’s insurance rates vary widely depending on so many factors. Yes the coverage amount is the main factor but so...
How to vet your subcontractors
Most contractors depend on subcontractor for various aspects of their projects and they often assume the subcontractor is liable for...
Tips to get your home ready for the freezing weather
There are a lot of costly expenses that could result from the damage your home could sustain due to cold...
Food truck insurance coverage
There are many businesses that commonly need food truck insurance and these include: Mobile food trucks Lunch trucks Catering trucks...
Auto insurance for delivery drivers
As the gig economy is becoming the norm and a large percentage of drivers on the road are working for...
The rise of construction costs and your home insurance
You probably heard stories in the news already about the rising cost of construction materials and how this increase affected...
What is a business umbrella policy and do you need it?
A business umbrella policy facilitates an extra layer of liability protection on existing coverage on your commercial policies such as...
What is a personal umbrella policy and why you need it
Most insurance claims are settled by your auto or home insurance policies and could be as simple as a quick...
Your personal property coverage on the move
As most Americans are on the move after the Covid pandemic, it is important to talk about moving and your...
Ashland Insurance referral program
We truly appreciate our clients and know our success is dependent upon you. We are delighted when you reply on...
Business Insurance discounts you should ask for
There are almost as many business insurance discounts available as there are business insurance companies, but they can all be...
National Dog Bite Prevention Week
The Insurance Information Institute reported that in 2020, insurance companies paid $853.7 million for 16,991 dog bite and injury claims....
April is Distracted Driving Awareness Month
April is Distracted Driving Awareness Month. Take the pledge to focus on the road and save lives. As technology evolves...
Identity theft and cybercrime by numbers
Identity theft is still a national and international challenge for consumers and criminals alike. Companies are in a race to catch...
Celebrating our 40 years in business!
As we celebrate our 40 years in business, we would like to thank our customers and community agents who have...
Sue Carney says Good Bye to Ashland Insurance
A message from Sue Carney to her clients Thank you so much for being my valued insurance client. It...
Tax filing and insurance
When it’s time to file your taxes, you start to think about every way possible to save! You try to...
Do you need nursing malpractice insurance?
Do you need nursing malpractice insurance? Many surgeons and physicians carry professional liability insurance, and nurses need nursing liability insurance...
Tools and equipment insurance for contractors
How do you protect your hard-working construction tools and equipment against mischief, mayhem, and misfortune? With specialized insurance coverage designed...
Worker’s compensation coverage for contractors
Construction is a high risk business for business owners and their employees. “Production priority” is normally important on work sites....
Benefits of commercial auto for contractors
For most contractors, their work truck is not simply a vehicle to get to the work sites but it for...
Builder’s Risk insurance coverage
The most important thing to know first about builders’ risk insurance is what it designed to do and pay for....
3 tips for getting a personal property appraisal
Your Great Aunt Marge has always known how much you admire her antique Turkish rug, so, during an extensive remodel...
Pet Insurance coverage with Ashland Insurance
Through the Hartville Pet Insurance Program, Safeco Insurance® introduces customers to affordable pet insurance plan options that cover emergency services,...
Mobile home tips to survive the winter
Here are a number of tactics to help you survive the cold and keep your toes warm in your mobile...
Safety items to keep in your car in the winter
Most of us for sure keep our home stocked in case of emergency but what about our vehicles? During winter,...
How to prevent or unfreeze frozen pipes
You wake up on a cold winter morning, head into the bathroom or kitchen, turn the faucet and … a...
Understanding business interruption insurance coverage
Most businesses put an emphasis on obtaining liability and property insurance coverage when opening a new business but few businesses...
Why today’s homes burn faster
From building materials to furnishings, many of the things in your home likely aren’t as flame-resistant as those from yesteryear....
Your insurance coverage and dog bite liability
Let’s start with some basic statistics: according to the American Pet Products Association, there are over 90 million dogs in...
A quick introduction to commercial cyber insurance
Commercial general liability insurance policies usually exclude damages arising out of losses of electronic data because electronic data often isn’t...
What determines the cost of my auto insurance?
Auto insurance premiums are calculated using a many factors—and some insurers give more weight to some factors than others. The...
Understanding your insurance deductibles
A key element to understanding your insurance policy and your insurance coverage is understanding your deductible. This understanding helps you...
Biden signs order to reopen Obamacare in 2 weeks: what you need to know
Late last week, President Joe Biden issued an executive order directing the Department of Health and Human Services (HHS)...
Why a basic Homeowners policy isn’t always enough
Sometimes, a basic homeowners insurance policy just isn’t enough. So as your career advances and your income increases, it’s...
Interview with Jeffrey Nagel – NW Real Estate Group – Ashland, OR
There are many real estate agents and brokers you can choose from, but few who can match our level of...
Interview with Kate Fox at Juice Plus pro on immunity boosting
We, as a species, need good health basics and good nutrition more than ever! Let’s learn how Kate helps others...
Interview with Suncrest Assisted Living Executive Director Teresa Selby
Russ Schweikert at Ashland Insurance Interviews Suncrest Assisted Living Executive Director Teresa Selby about their evacuation efforts during the Almeda...
Supporting Friends of the Animal Shelter
Ashland insurance is proud to support our community non profits especially in times of need. it has a been a...
Help us help pets!
Together, we’re partnering with Friends of the Animal Shelter to provide necessary funds and supplies to help. Please consider joining...
FEMA Disaster assistance resources
Whether or not you had insurance, if you were or are being affected directly or indirectly by wildfires in your...
Vehicles broken down? Local partner can help!
Check out this interview we had with All Pro Fleet Management services. You'll likely learn something new and useful!
It’s a great time to be covered by an insurer that records driving activity!
Several ubiquitous insurance companies monitor client driving activity for a limited length of time, then apply discounts in perpetuity for...
Get to know Ashland Insurance: basic history
Hear second-generation principals Jeff and Tom and third-generation principal Russ discuss the values and model of how the agency began...
Meet Ashland Insurance partners
Hear a basic introduction of Jeff Wilson, Tom Wilson, and Russ Schweikert in their own words.