Ashland Insurance

Your local Independent Agents Since 1981

Equipment Insurance

Equipment breakdown insurance can cover an extensive list of equipment, including piping, turbines, engines, pumps, compressors, electrical panels, generators, and more. This insurance covers failure of many kinds of equipment, including boilers, machinery and electrical equipment.

When you buy equipment breakdown insurance, you buy more than coverage—you buy the insurer’s loss prevention expertise. Your insurer’s technicians will inspect your boilers or other equipment to help you prevent accidents from occurring in the first place. The insurance will cover the relevant equipment as well as damage to your other property and damage or injury to third parties.


Policies also include extra expense coverage to expedite repairs, minimizing down time. You can also buy spoilage coverage to protect you from loss due to refrigeration system breakdown.