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Earthquake Insurance

Like flood insurance, earthquake coverage can be expensive if you need it. Commercial insurers tend to price it more dearly just after an earthquake. In California, which is thought to have the highest probable risk of earthquake loss, the state-run California Earthquake Authority can provide insurance to homeowners, but does not underwrite earthquake insurance for businesses. Earthquake policies have high deductibles. Difference in Conditions policies can be written to include earthquake coverage.

Earthquake insurance