Ashland Insurance

Your local Independent Agents Since 1981

Veterinary and Pet Insurance Coverage

Pet insurance is an insurance policy that can reimburse you for a portion of your pet’s eligible vet bills. Most Pet insurance plans allow you to choose your reimbursement level and deductible amount. If your pet is ill or injured, after paying your veterinarian directly, you file a claim to be reimbursed by your pet insurer. If you’re unsure how you could afford expensive vet bills, pet insurance can prove to be critically important. Treatment for serious illnesses can be a financial burden without a pet insurance plan in place.Depending on the carrier and the plan you purchase, pet insurance could cover the following:

  • All Illnesses & Injuries
  • Hospitalization & Surgery
  • Emergency & Specialty Care
  • Breed-specific & Hereditary Conditions in Purebred Pets
  • Congenital Conditions
  • Chronic Conditions
  • Cancer Treatment
  • Behavioral Therapy
  • Diagnostic Testing
  • Prescription Drugs
  • Alternative Therapies* & Rehabilitation

Some plans could even offer optional Wellness Rewards such as Wellness Exams, Spay or Neuter Surgery, Training, Grooming, Vaccines & Preventatives & a lot more! These are often excluded by most plans but some offer them at an additional cost.

At Ashland Insurance, we offer pet insurance coverage with Safeco Insurance Co through the Hartville Pet Insurance Program.

Safeco Insurance® introduces customers to affordable pet insurance plan options that cover emergency services, plus options for preventive care benefits for just a little more per month. The Hartville Pet Insurance Program manages the plans, from care to servicing to claims.

Program details

You’ll be able to choose from a range of different annual limits, deductibles, and reimbursement percentages. You’ll also have the freedom to choose any licensed veterinarian, specialist, or emergency clinic. And there’s no waiting period for Preventive Care coverage if you’ve added it to your plan.

As long as your cat or dog is at least eight weeks old, your pet is eligible to be enrolled in the Hartville Pet Insurance Program, whether or not you are a Safeco policyholder. The policies under the Program cover a wide variety of medical expenses, including:

  • Accidents/injury
  • Illness
  • Hospitalization
  • Emergency pet visits
  • Surgery
  • Dental illnesses
  • Alternative therapies

The optional preventive care add-on covers benefits including:

  • Vaccinations
  • Annual physicals
  • Flea prevention

Coverage for your pets

  • Coverage is available for accidents and illnesses with the option of adding preventive care coverage at an additional cost.
  • Annual coverage limit options including $2,500, $5,000, $10,000, or $15,000.
  • Annual deductible options of $100, $250, or $500.
  • Reimbursement options of 70%, 80%, or 90% of eligible charges. Discounts are available for multiple pets.
  • Add Preventive Care coverage to your policy for dental cleanings, wellness exams, heartworm tests, DHLPP vaccines, and more.
  • Add Preventive Care coverage to your policy for dental cleanings, wellness exams, heartworm tests, DHLPP vaccines, and more.

Safeco customers in most states qualify for a discounted rate2. Pet health insurance is available countrywide.

Pet Insurance is a small price to pay for unconditional love and confidence. Give us a call today to get a policy that’s right for you and your pet.

You can contact us to review your policy, get a new quote or discuss available discounts by calling us at 541-482-0831, or request a quote online.


Veterinary insurance coverage